Housing & Counseling Assistance

Pre-purchase counseling – Guidance for first-time homebuyers on budgeting, mortgage options, and the buying process.
 

• Rental counseling – Help finding affordable rentals, understanding lease agreements, and managing rent payments.
   
• Foreclosure prevention counseling – Assistance for homeowners struggling with mortgage payments to avoid foreclosure.
   
• Homelessness assistance – Support connecting individuals to shelters, transitional housing, or permanent housing programs.
   
• Reverse mortgage counseling – Education for seniors considering a Home Equity Conversion Mortgage (HECM).
   
• Credit and budgeting counseling – Strategies to improve credit scores and manage finances for housing stability.
   
• Fair housing counseling – Information on housing rights and how to address discrimination complaints.
   
• Disaster housing assistance – Help with housing recovery after natural disasters.